How can you afford to pay so much FriendSpend Rewards?

FriendSpend Rewards are calculated based on the Qualified Purchases of six generations of Cardholders who got THAT Card as a result of you spreading the word (i.e. your Spending Squad). When all those Cardholders are spending money on their THAT Cards each month, your FriendSpend Rewards can grow and we grow our program at the same time.  We both win.