What does “with your card” mean?

With your card means that you used your 16-digit card number to make the purchase either by inserting or swiping it at a terminal, entering it with an online merchant or reading the card number over the phone for a phone purchase 

Any purchase that was made using your Routing and DDA numbers do not count towards FriendSpend Rewards, and purchases categorized as cash or quasi-cash are not eligible for FriendSpend Rewards.