Typically, a car note (i.e. car loan) payment will not count towards FriendSpend Rewards, as this is not classified as a purchase. These transactions are usually considered a cash or quasi-cash transaction. Typically, with a purchase you receive a product or service in exchange for the payment.
Any purchase that was made using your Routing and DDA numbers do not count towards FriendSpend Rewards, and purchases categorized as cash or quasi-cash are not eligible for FriendSpend Rewards.
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