What if I do not know anyone who has a Referral Code?

You do not need a Referral Code to get a card. During enrollment, you can skip the step of entering a Referral Code and complete the process without it.

If someone referred you, but you forgot their Referral Code, you can use his or her email address instead. If that does not work, ask them again and you can add the Referral Code before you activate your THAT Card.  

Note: Once you activate your THAT card, you can no longer add a Referral Code.