Your Spending Squad is the Cardholders who build up your FriendSpend Rewards for you by completing Qualified Purchases, including Direct Referrals and Indirect Referrals up to 6 Generations from you. Direct Referrals are the first generation of your Spending Squad. Indirect Referrals begin with the second generation and consists of all the Cardholders who were referred by your first generation. Your entire Spending Squad includes six generations of cardholders.
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